Finance
Auto Loans
The Flood Ford Lincoln Finance Department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Narragansett, South Kingstown, and Charlestown to ensure our customers get the right finance program at the most competitive rates.
We strive to work with each customer to ensure their satisfaction. We have financed customers from all over Rhode Island. Whether you are right down the road or an hour away from the dealership you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.
How is your credit?
Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.
The Flood Ford Lincoln loan process can help you find the best interest rate for your next vehicle purchase.
Try our FREE credit application today!
Great New Vehicle APR!*
Competitive Used Vehicle Rates*
We have hundreds of new and used Ford vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for current finance rates.
Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!
Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Ford vehicles currently available for immediate delivery.
Are you new to this country? Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.
To get started, fill out our FREE credit application online.
Once the application is completed, the Flood Ford Lincoln finance team will put together a loan package that is tailored specifically for you.
Our Financial Services Include:
- Competitive rates direct from the manufacturer and local Rhode Island banks
- Quick approvals
- Value-added services to protect your vehicle investment
- Extended warranty programs
- And many more finance programs to fit your needs
We are always happy to answer your questions so please don't hesitate to contact us today!
Finance Center
There are few thrills in life as enticing as purchasing a new or pre-owned Ford. With an emphasis on transparency, our Flood Ford of Narragansett dealership works to take the complexities out of the equation by offering tailored financial solutions that cater to every driver’s wants and needs.
As you look to drive in and around Narragansett, RI, with a Ford, we’re glad to offer myriad options and benefits that make financing a breeze. Contact us online today to get the ball rolling—and to get one step closer to a brand-new Ford experience.
What to Expect with Us
Whether you’re a first-time Ford driver or a seasoned expert, our Ford specialists will closely work with you to personalize your financing experience. Our skilled finance team serving the Narraganset region is committed to guiding you through each step, ensuring a comfortable and straightforward experience.
Before you visit us in person, use our selection of online finance tools such as our online finance application and budget calculator to help you start the process from the comfort of your home. Then, feel free to connect with our team, who are always ready to assist with your queries and help make financing your Ford a breeze.
Buy or Lease: Which is Best for You?
When choosing to buy or lease, drivers are faced with making an important decision. At our Narragansett-based dealership, we provide both pathways to suit different lifestyles and requirements. You may prefer to buy or lease a Ford vehicle—but do you know which option is right for you?
When you buy a Ford, you’re investing in ownership—giving you total control over the vehicle. This option allows unlimited mileage and the freedom to customize as you see fit. Plus, over time, your Ford can become an asset, free from monthly payments.
Leasing, on the other hand, offers the excitement of driving a new Ford model every few years. It often comes with lower monthly payments and includes the manufacturer's warranty, keeping maintenance costs down.
How is Your Credit?
Understanding your credit can be a pivotal part of the financing process. Below, you can discover more about how we work with all credit types to bring peace of mind to your search for a new or used Ford vehicle.
Whether you have existing loans or are new to credit, our experts will work with you to secure a no-credit car loan if your situation demands it. Let’s dive in.
Best: "I never miss a payment!"
Our loan process helps you find the best interest rate for your next vehicle purchase.
We have hundreds of new and used Ford vehicles for immediate delivery and access to some of the lowest interest rates in the business.
OK: "I've missed a payment or two."
Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!
Not So Good: "I need to rebuild my credit.”
Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We can overcome most credit problems.
To get started, fill out our free credit application online.
Book an Appointment with a Ford Finance Expert
At our Flood Ford of Narragansett dealership, we actively work to make financing a Ford vehicle into an easy-to-understand journey. Whether you’re considering leasing or buying or simply wanting to learn more about what to expect, our finance center is equipped with the knowledge and resources to help you make an informed decision.
Reach out to our Ford team today, and let us steer you toward greatness in Narragansett, RI. Send us a message or reach out to us over the phone to get started!